All governments want to make sure that all people under their rule can live a better life. There are various programs offered by the governments to reach this goal. One of those programs is unemployment insurance that is also known as UI and unemployment benefits. This insurance program is a special program since it is conducted by the governments and is given to people who are eligible under the rule … Read more >>

Insurance is defined as a contract. The contract is represented by something called policy. The contract is about an entity or individual who will receive reimbursement against losses or financial protection from the insurance company. The insurance company will pool the risks of the clients in order to make the payments become much more affordable for the insured ones. Insurance policy is used in order to protect against the financial … Read more >>

What is a deductible in insurance? This is a famous question that is asked by so many people who are interested in purchasing insurance policies. A deductible is one of the so many components that are commonly found in insurance. You need to know what it is before purchasing any insurance policy. A deductible is a specific amount that must be paid by the policyholder before the insurance policy pays … Read more >>

If you have a car, you will need a car insurance policy that is going to protect your finances on the road. Car insurance is not the only insurance you must consider. Another insurance you need to learn about is gap insurance. What is gap insurance? Why do you need it? Car insurance is liability insurance that will cover any collision. Gap insurance is something different. The word gap itself … Read more >>

A life insurance policy is a contract between a policy owner and the insurer. This policy will guarantee that the insurer will pay a sum of money to the beneficiaries that the name is mentioned in the contract when the insured dies. The money is the exchange for the premiums that are paid by the policyholder. The application of life insurance must disclose accurately the past and also current health … Read more >>